Probate Q&A Series

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Probate Q&A Series ·

What documents does an estate need to provide when filing an insurance claim for a deceased person’s treatment bills? – NC

What documents does an estate need to provide when filing an insurance claim for a deceased person’s treatment bills? – NC Short Answer In North Carolina, an estate usually must show both who has authority to act and what medical charges are being claimed. That commonly means providing the death certificate, letters testamentary or letters…

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Probate Q&A Series ·

Can an estate submit medical bills to an insurance company after the policyholder has passed away? NC

Can an estate submit medical bills to an insurance company after the policyholder has passed away? – NC Short Answer Yes. In North Carolina, a duly appointed personal representative may usually act for the decedent’s estate and pursue insurance-related claims or reimbursements that belonged to the decedent at death. The insurer will often require proof…

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Probate Q&A Series ·

What happens if an insurance claim form appears to require the deceased policyholder’s signature or information? NC

What happens if an insurance claim form appears to require the deceased policyholder’s signature or information? – NC Short Answer In North Carolina, a deceased policyholder cannot sign a claim form, so the estate usually acts through the duly appointed personal representative instead. If the insurer is paying benefits that belong to the estate, the…

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