Probate Q&A Series

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Probate Q&A Series ·

What happens if the insurance company or insurance department hasn’t sent anything—how do I check the status and make sure any benefits are paid? NC

What happens if the insurance company or insurance department hasn’t sent anything—how do I check the status and make sure any benefits are paid? – North Carolina Short Answer In North Carolina, if nothing has arrived from an insurance company, the fastest way to check status is to contact the insurer’s claims unit directly, confirm…

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Probate Q&A Series ·

What’s the process for distributing life insurance and retirement benefits outside probate? NC

What’s the process for distributing life insurance and retirement benefits outside probate? – North Carolina Short Answer In North Carolina, life insurance proceeds and most retirement plan benefits usually pass “outside probate” when there is a valid, living beneficiary named on the policy or account. The beneficiary (not the personal representative) typically makes a claim…

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Probate Q&A Series ·

How does intestate succession work when a decedent has no spouse or children and only siblings or step-siblings? NC

How does intestate succession work when a decedent has no spouse or children and only siblings or step-siblings? – North Carolina Short Answer In North Carolina, if a person dies without a will and leaves no surviving spouse, children, or other descendants, the estate generally passes to the decedent’s parents; if no parent survives, it…

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Probate Q&A Series ·

How can I get detailed records of my father’s assets when the person holding my mother’s power of attorney won’t share information? NC

How can I get detailed records of my father’s assets when the person holding my mother’s power of attorney won’t share information? – North Carolina Short Answer In North Carolina, a power of attorney for a living person does not automatically give other family members a right to see that person’s financial records. However, opening…

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Probate Q&A Series ·

How does the year’s allowance work for a surviving spouse or dependent, and what documents do I need to file? NC

How does the year’s allowance work for a surviving spouse or dependent, and what documents do I need to file? – North Carolina Short Answer In North Carolina, a “year’s allowance” is a statutory family allowance that lets a surviving spouse (and, if applicable, certain dependent children) receive specific personal property or cash from the…

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Probate Q&A Series ·

What documents and statements are required for court approval of the final accounting, and how long does that approval typically take around the holidays? NC

What documents and statements are required for court approval of the final accounting, and how long does that approval typically take around the holidays? – North Carolina Short Answer In North Carolina estate administration, the Clerk of Superior Court typically approves a final accounting after the personal representative files a Final Account that fully itemizes…

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Probate Q&A Series ·

What happens if proof of satisfaction doesn’t arrive before the year-end deadline for final accounting? NC

What happens if proof of satisfaction doesn’t arrive before the year-end deadline for final accounting? – North Carolina Short Answer In North Carolina, a final account generally cannot be approved for closing if the estate still has unpaid debts or the personal representative cannot document that claims were paid. If written proof that a debt…

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Probate Q&A Series ·

How can I keep living in the home if my sibling and I inherit it together—can we transfer their share to me in exchange for resolving the second‑mortgage loan they owe? NC

How can I keep living in the home if my sibling and I inherit it together—can we transfer their share to me in exchange for resolving the second‑mortgage loan they owe? – North Carolina Short Answer Yes—under North Carolina law, a co-owner who inherits a home with a sibling can often end up with full…

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Probate Q&A Series ·

How do I close a deceased family member’s brokerage or cash-management account once I’m the estate administrator? NC

How do I close a deceased family member’s brokerage or cash-management account once I’m the estate administrator? – North Carolina Short Answer In North Carolina, an estate administrator (personal representative) typically closes a deceased person’s brokerage or cash-management account by giving the financial institution a certified copy of the Letters of Administration (or Letters Testamentary),…

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Probate Q&A Series ·

What should I do if government benefit or retirement payments were deposited after the date of death and the agencies are asking for the money back? NC

What should I do if government benefit or retirement payments were deposited after the date of death and the agencies are asking for the money back? – North Carolina Short Answer In North Carolina, treat benefit or retirement deposits made after a person’s death as potential overpayments that usually must be returned. The first practical…

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Probate Q&A Series ·

I never received beneficiary notice—how do I obtain the filings and ensure I’m included before any distributions occur? NC

I never received beneficiary notice—how do I obtain the filings and ensure I’m included before any distributions occur? – North Carolina Short Answer In North Carolina, the Clerk of Superior Court must mail a “Notice to Beneficiary” when a will is admitted to probate if the beneficiary’s address is known. If no notice was received,…

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Probate Q&A Series ·

Will creditors of the deceased have any claim against the sale proceeds if the property passed to the surviving owner by the entirety? NC

Will creditors of the deceased have any claim against the sale proceeds if the property passed to the surviving owner by the entirety? – North Carolina Short Answer Usually, no. In North Carolina, when a spouse dies owning a home as tenants by the entirety, the surviving spouse becomes the sole owner by survivorship, and…

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Probate Q&A Series ·

Can the surviving spouse complete the required affidavit or a spousal allowance remotely, or must they appear at the DMV? NC

Can the surviving spouse complete the required affidavit or a spousal allowance remotely, or must they appear at the DMV? – North Carolina Short Answer Often, a surviving spouse in North Carolina can complete the paperwork without physically going to a DMV license plate agency, but the affidavit and title documents usually must be signed…

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Attorney Jared Pierce
Attorney Jared Pierce
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