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Probate Q&A Series ·

What can I do if a reverse mortgage lender starts a foreclosure after the homeowner dies and the estate wasn’t properly notified? NC

What can I do if a reverse mortgage lender starts a foreclosure after the homeowner dies and the estate wasn’t properly notified? – NC Short Answer In North Carolina, an estate may be able to challenge or slow a power-of-sale foreclosure if the lender did not give the notice required before the clerk’s hearing. The…

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Probate Q&A Series ·

How do I find out the real payoff amount on a reverse mortgage when the loan has been transferred and no one will provide a clear balance? NC

How do I find out the real payoff amount on a reverse mortgage when the loan has been transferred and no one will provide a clear balance? – NC Short Answer In North Carolina, the estate’s personal representative can usually force clarity by sending a formal written payoff request to the current secured creditor or…

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What parts of my trust should an attorney review to confirm everything is up to date and enforceable? NC

What parts of my trust should an attorney review to confirm everything is up to date and enforceable? – NC Short Answer In North Carolina, an attorney should review the trust document itself, every amendment, the trustee and successor trustee provisions, the beneficiary terms for children, and the documents that show whether assets were actually…

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Probate Q&A Series ·

Can an estate’s attorney communicate directly with the insurance adjuster, and what proof of representation is required? – NC

Can an estate’s attorney communicate directly with the insurance adjuster, and what proof of representation is required? – North Carolina Short Answer Yes. In North Carolina, an attorney for an estate can usually communicate directly with an insurance adjuster about an estate claim, but the insurer will usually want proof that the attorney represents a…

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What are my options to either reach a new settlement or move forward with the partition case when negotiations break down? NC

What are my options to either reach a new settlement or move forward with the partition case when negotiations break down? – NC Short Answer In North Carolina, co-owners can still resolve a partition dispute by signing a new settlement, but if negotiations fail, the case can move forward in superior court toward either an…

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Probate Q&A Series ·

Is there an official court form for extending a probate filing or adding additional pages to a final accounting? NC

Is there an official court form for extending a probate filing or adding additional pages to a final accounting? – NC Short Answer Usually yes for the accounting itself, but not always as a separate statewide form for every problem. In North Carolina estate administration, the clerk of superior court expects the personal representative to…

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