What if the driver wasn’t the policyholder in a crash? | NC

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Q: What happens if the person driving the car wasn’t the policyholder at the time of the crash? A: The claim does not automatically fail. In many cases, the vehicle owner’s insurance can still cover the driver if that person had the owner’s express or implied permission to use the car and the policy was active at the time of the crash. The key issues are who owned the vehicle, whether the driver…